Spain Forum

Scholarships for non-EU students in Spain

2012-10-23T23:54:02Z

Hello,

This is my first posting on the forum.

I am a United States citizen and was recently accepted to a Masters of Science program at Pompeu Fabra University in Barcelona. I am looking for some form of scholarship, fellowship or financial assistance to help with tuition costs.

Because I am a non-EU citizen, my tuition is about 3 times the amount a Spanish or citizen of another EU country would pay. The school itself has a grant/scholarship program, but because of current economic conditions the amount of aid has been cut down drastically and is being granted primarily to second- or third-year students.

I realize it simply might not be a good time to go to university in Spain as a non-EU citizen, but I imagine there must be some type of opportunities for financial aid as a US citizen. I am in touch with the Spanish consulates in Washington DC and in my hometown of Chicago, but I thought someone on the forum might be—or have been at one time—in a similar position and be able to point me in a good direction.

The program itself will not begin for me until Fall 2013 (I am currently on acceptance deferral until next year). It is a MSc in Sound and Music Computing. My background is in music, science and the arts, if this is of any relevance.

I appreciate any help or suggestions.

Saludos,
Andrew

banks

2013-04-13T07:13:28Z

Hi hopefully moving over to spain soon, just wondered if its wise to leave my money in the Uk instead of moving everything to Spain? Am moving close to Roses and am looking at banks that offer a good service. someone told me La caixa is a good catalan bank!!

Questions re Form 210 re Rental income as non resident

2013-04-12T17:27:50Z

Last year my husband and I moved from Spain to Germany. We are renting out of flat in Spain. I have just realized that we need to file the tax return quarterly if we need to pay (although until I have the answers to these questions I’m not sure if we need to or not!).
I have just been looking at the Form 210 on the website of the Agencia Tributaria (https://www2.agenciatributaria.gob.es/es13/h/ie02100b.html?idi=En) and unsurprisingly have some questions.
Any advice is much appreciated!
1) We are married (since 2009) but always (since 2004) submitted separate tax returns in Spain and have not registered ourselves as married with the tax authorities there.
a. As we both jointly own the property we are renting out in Spain can we fill out just one return for the total income? Would we need to prove that we are married or is it just important that we each own 50% of the property?
b. If we can fill out the return jointly, how do we do this? There is only space for the details of one person filling out the self assessment. Do we not need to give the details of both of us?

2) In the section “Person performing the self assessment” I presume we tick the box “Taxpayer”

3) In the section “Accrual” I understand that you tick “Grouping” if, for example, you are grouping together income from Jan, Feb, and Mar if declaring Q1, or the whole years income if declaring annually. Is this correct?

4) I’m not sure what to put for “Date of Accrual”?

5) I take it that income from rent is “Income Type” 01. Is this correct?

6) We are renting the flat to a young couple but use an agency to manage it so the income into our bank account comes from the agency. In the action “Payer” do we put the details of the agency or the tenants?

7) When it comes to the section “Determination of the taxable base amount” – 210 R Income:
a. I take it “Full income” is the total of the rent we received in our bank account in Jan, Feb, & Mar 2013 e.g. 500+500+500=1500. Do we need to provide any documentation to prove this?
b. Are we able to deduct any expenses? As residents we could deduct our mortgage interest, community fee, house insurance, life insurance, rental insurance, IBI tax…..Are any of these deductible as a non-resident? I would have thought that they apply under “expenses directly linked to income obtained in Spain” but I am not at all sure what part of any Tax law applies to renting out a flat as a non-resident. This makes a big difference between us presenting a profit or a loss!!!!
c. If we can deduct expenses do we need to provide documentation for them? Would the pdf “recibos” the bank provides be enough?

8) In the section “Settlement”:
a. I presume no exemptions apply in our circumstances
b. Tax is 24.75% of the taxable base?
c. I am unsure whether any Agreements are applicable in our circumstances?

9) Filing:
a. From what I understand if the result is positive we have to pay and if it’s negative it is zero tax payable?
b. If it is positive is it possible to file through our Spanish bank from abroad i.e. online? Or do we need to take the form into the bank in Spain in person? How do people get around this?
c. Is the deadline of 20 April just for filing or for paying? What happens if you are late?
d. If th e result is negative the deadline is Dec 30th?

10) Documents:
a. Do we need to provide a certificate of residency for tax purposes from Germany?
b. What other documents are necessary?
Finally, my husband received a bonus payment into our Spanish bank account in March related to the work he did in Spain from Jan-Aug last year. Does he also need to fill out a self assessment in Spain for this? Or just declare it on his German return for 2013?
Once again, any advice would be much appreciated. Getting this done would be a weight off our minds. We have no idea if we can claim deductions and therefore not have to pay, or not and have to pay the full 24.75%. This makes a big difference to our finances over a year!!!!

Decleareing your home

2013-02-28T12:22:43Z

We have just been told we have to declare our UK home as well as our Spanish home by the end of April 2013.

if we don’t we could be fined, And if we do we could possibly be fine too ?

We do our The renta each here in Spain, (12 years) Residents

Can i ask: When i declare what sort of fine may we incur ? :(

Thank. Allen

Best way to transfer Euros to dollars from Spain?

2013-04-10T20:24:41Z

Hi everyone,
I am looking for some information on the best way to transfer money (350 euros a month approx) from a Spanish bank account to a US one.

I will be setting up a Spanish account when I arrive in September. So any recommendations for particular banks (in Castilla y Leon) are welcome.

Cheers,

Laura

US-Spain tax advice

2012-08-18T11:15:20Z

Hello,

I am a new member (just joined this morning) currently in search of US-Spain tax advice. I always done my US taxes my self, but now am in need of a tax consultant, as I am anticipating complications. For instance, we moved this year and donated most of our belongings (only 10 suitcases came with our family of 4). We’ll have my husband’s partial US salary and partial Spain income this year, plus my full US salary and partial Spain income. Since I work abroad for a US company, I have questions about state taxes and witholdings among other things. So much to think about, and now that we are finally settled here, it’s time to start investigating!

Thanks for any advice or contacts you can provide!

Heather

Does Spanish Property Now Represent Value ???

2013-04-01T11:02:32Z

Prices appear to have fallen so much.

So, assuming long term hold, is it now good value & time to buy ??

Andrea

Spanish bank account needed?

2013-03-22T17:13:57Z

Hello forum,

I’ll be working for the University in San Sebastian starting in May. They have contacted me about some paper work that needs to be done. It looks quite simple so far and I think I’ll be able to do all that fairly easily.

There is one point, however, that I don’t understand and don’t like. They tell me that I need a SPANISH bank account. I argued that I have other bank accounts within the EU and that they can transfer the money to one of those accounts. As far as I know there is a law that money transfers within the EU must not be more expensive than money transfers within the respective country. So I don’t see the point in opening a Spanish bank account and paying extra just to have it and then transfer the money to another account.

Does anybody have experience with that kind of issue? Can an employer really demand that I have a Spanish bank account? I thought we have the free European market and I just want to benefit from that by choosing a bank that is most convenient for me.

Thanks a lot for your help.

Modular 720

2013-03-17T22:20:14Z

RE Declaring on the modular 720 , if you own a property that you paid over 50,000€ for it you have to declare it, But say you brought the property 10,20 or 30 years ago and paid less than 50,000€ Even though the property may be worth more than 50K now, its the price you originally paid and you dont need to declare.. But take good fiscal advice. on groups 1 and 2

Any Tax Advice I am moving to Spain but commuting & working 4 days a week in UK

2013-03-15T22:27:00Z

Hello we are going to move to Spain this year and initially going to rent a property, I just wanted to see if anyone knows the Tax position as I will be working 4 days a week in the UK and commuting back to Spain for 3 days a week.

Thanks In Advance J