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    <title>Spain Forum</title>
    <link>http://www.spainexpat.com/spain/forum/</link>
    <description>Spain Forum</description>
    <dc:language>en</dc:language>
    <dc:rights>Copyright 2012</dc:rights>
    <dc:date>2012-12-30T16:37:30+01:00</dc:date>
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    <item>
      <title>Can Anyone Tell me how this works/what is the point&#63;</title>
      <link>http://www.spainexpat.com/spain/forum/viewthread/12564/</link>
      <guid>http://www.spainexpat.com/spain/forum/viewthread/12564/#When:11:41:22Z</guid>
      <description>&lt;p&gt;I read in a newspaper recently (one of the English Freebies &#45; possibly Olive Press or Euro Weekly) that the govt is&lt;br /&gt;
planning to DISALLOW supermarkets to sell their own brand food.&amp;nbsp; I.e Stopping the lower pricing?&lt;/p&gt;

&lt;p&gt;I am no economist and don&#8217;t understand what all this is about.&lt;/p&gt;

&lt;p&gt;Surely if the point is to create growth (in any sense of the word), high turn over of cheaper goods, which benefits the end&lt;br /&gt;
user/enables them to survive is the way to go?&lt;/p&gt;

&lt;p&gt;I have no knowledge of economics so please excuse my ignorance.&lt;/p&gt;

&lt;p&gt;I can&#8217;t remember the exact wording of the article/the whole topic, only that they wanted to stop the sale of lower priced (own brand)&lt;br /&gt;
food.&lt;/p&gt;

&lt;p&gt;Does this mean they want us to pay for more expensive branded/imported food?&lt;/p&gt;

&lt;p&gt;Back to my original Q .. If we are suffering already, how are we supposed to survive on higher priced food.&lt;/p&gt;

&lt;p&gt;:(
&lt;/p&gt;</description>
      <dc:date>2012-12-19T11:41:22+01:00</dc:date>
    </item>

    <item>
      <title>SKY , BBC, ITV , CH4/5 and more on the move</title>
      <link>http://www.spainexpat.com/spain/forum/viewthread/12463/</link>
      <guid>http://www.spainexpat.com/spain/forum/viewthread/12463/#When:21:09:46Z</guid>
      <description>&lt;p&gt;Expat with sky Equipment who live in SPAIN and EU ZONE  will be lostting there uk tv  over the next few days , &lt;br /&gt;
today bbc radio moved to there new home on Astra1N  SO CANT GET IT , YOU GOING TO LOSS IT &lt;/p&gt;

&lt;p&gt;the new footprint for Astran1 is http://www.ses.com/4674009/11&#45;06&#45;14&#45;astra&#45;1n&#45;footprint
&lt;/p&gt;</description>
      <dc:date>2012-10-30T21:09:46+01:00</dc:date>
    </item>

    <item>
      <title>The new VAT sept 1 2012 / El nuevo septiembre IVA 2012</title>
      <link>http://www.spainexpat.com/spain/forum/viewthread/12336/</link>
      <guid>http://www.spainexpat.com/spain/forum/viewthread/12336/#When:13:17:31Z</guid>
      <description>&lt;p&gt;&lt;span style=&quot;font&#45;size:14px;&quot;&gt;&lt;span style=&quot;color:red;&quot;&gt;The new VAT sept 1 2012 / El nuevo septiembre IVA 2012&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p&gt;GENERAL RATE (18% to 21%)&lt;br /&gt;
Electricity, Gas, Butano, Telephone calls both land line and mobile and ADSL connection to the internet.&lt;br /&gt;
Vehicles&lt;br /&gt;
Clothes, footwear and other compliments and jewellery&lt;br /&gt;
Electrical appliances including TV’s and electronic books&lt;br /&gt;
Alcoholic Drinks which contain ethyl alcohol, and distilled drinks such as gin and whisky&lt;br /&gt;
Products to clean the home, cosmetics, hygiene products including baby’s nappies and services related to aesthetics and beauty.&lt;br /&gt;
Office material from biros to files&lt;br /&gt;
The large superstores and hypermarkets are going to absorb the IVA increase as a gesture to the public, for a time.&lt;/p&gt;

&lt;p&gt;REDUCED RATE (8% to 10%)&lt;br /&gt;
Tampons and protective slips&lt;br /&gt;
Some foodstuffs such as biscuits, cereals, salt, honey, meat, fish, yoghurts, sugar, soft drinks, oils, brown bread and sausages&lt;br /&gt;
Alcoholic drinks which contain no ethyl alcohol and which have not been distilled, such as wine and beer&lt;br /&gt;
Water apt for human or pet consumption or for irrigation&lt;br /&gt;
Hostelry services from bars to casinos, wedding receptions, camping, spas, restaurants and suppliers of food and drink&lt;br /&gt;
Appliances and supplements including graduated glasses and contact lenses&lt;br /&gt;
Transport of passengers and their luggage&lt;br /&gt;
Exhibitions and ferias of a commercial character&lt;br /&gt;
The entrance to libraries, archives, museums and art galleries&lt;br /&gt;
Amateur sports events&lt;br /&gt;
Cleaning of public highways, parks and public gardens. The collection, storage, transport, valuation or elimination of waste, cleaning of public drains and their deratting, and the collection or treatment of waste water&lt;br /&gt;
Sanitary products, material, instruments for prevention, diagnosis and treatment of illnesses in humans and animals&lt;br /&gt;
Seeds and materials of origin exclusively animal or vegetables, herbicides, pesticides, and plastic or paper bgs to protect the fruit before harvest&lt;br /&gt;
Medicaments for animal use and veterinary services&lt;br /&gt;
Seeds, bulbs and cuttings and other products of vegetable origin. Trees and fruit trees, vegetables and herbs&lt;br /&gt;
Flowers and plants which they are used in the carrying out of agricultural, forestry or farming activities&lt;br /&gt;
The lease purchasing of buildings or parts thereof, used exclusively for new housing, including garages, with a minimum of two units, and annexes that are leased together&lt;/p&gt;

&lt;p&gt;ITEMS WHICH GO FROM SUPER REDUCED (4%) TO GENERAL (21%)&lt;br /&gt;
School materials, diaries, calendars, carts, crafts notebooks, compasses, coloured paper, clay, modelling dough, crayons, paints, watercolours, spiral notebooks, plastic sheeting for covering books, and rucksacks for children and youths.&lt;/p&gt;

&lt;p&gt;ITEMS WHICH GO FROM REDUCED (8%) TO GENERAL (21%)&lt;br /&gt;
Entrance tickets for theatres, cinemas, shows, concerts, zoos, attraction parks, fairgrounds, and bullfights, discotheques, flamenco clubs, karaoke etc&lt;br /&gt;
Hairdressing, laser hair removal, cosmetic surgery, weight loss treatments, dietary services etc&lt;br /&gt;
Mixed services in hostelry, shows or discotheques&lt;br /&gt;
Urban spas, healthcare, dental and spa treatments that do not enjoy exception&lt;br /&gt;
Supply and reception of radio and digital television services&lt;br /&gt;
Flowers, plants of ornamental character&lt;br /&gt;
Funeral services&lt;br /&gt;
The import of objects of art, antiques, collection items&lt;br /&gt;
Services given by interpreters, artists, directors and technicians to film producers and theatre organisers&lt;br /&gt;
Services used by people who play sport. Classes for the practice of sport, gymnasiums, and the rental of items for the playing of sport. Skis, snowboards, boots, racquets, diving equipment etc. Adventure sports&lt;br /&gt;
Veterinary services for pets&lt;/p&gt;

&lt;p&gt;SUPER REDUCED RATE (4%) – NO CHANGE&lt;br /&gt;
Common bread, frozen pastry and frozen bread. Flour which can be used to make bread&lt;br /&gt;
Milk produced by any species of animal, natural, certified, pasteurised, concentrated, skimmed, UHT, evaporated and powdered milk&lt;br /&gt;
Cheeses and eggs&lt;br /&gt;
Fruit, vegetables, beans, root crops and natural cereals&lt;br /&gt;
Text books, albums, sheet music, maps, and drawing books&lt;br /&gt;
Books, newspapers and magazines that not contain advertising or which complementary extras such as tapes, records or videos&lt;br /&gt;
Human medications and substances and products needed for the production&lt;br /&gt;
Internal prostheses and disabled implants. Vehicles intended for use by the disable which can transport wheelchairs. Wheelchair repair&lt;br /&gt;
Property classified by the administration as ‘official protection in special regime’ or of public promotion, when the handing over of the property is made by its promoters, If it includes garages or annexes in the same building they will be done together. The leasing of special regime or public advocacy or social housing, including two parking spaces.
&lt;/p&gt;</description>
      <dc:date>2012-09-01T13:17:31+01:00</dc:date>
    </item>

    <item>
      <title>Free State healthcare via an online database on the Social Security website.</title>
      <link>http://www.spainexpat.com/spain/forum/viewthread/12233/</link>
      <guid>http://www.spainexpat.com/spain/forum/viewthread/12233/#When:13:50:27Z</guid>
      <description>&lt;p&gt;Expatriates and Spaniards who want to check whether they are covered for healthcare can enter the Social Security website at https://sede.seg&#45;social.gob.es/Sede_1/index.htm and then click on Ciudadanos (&#8216;citizens&#8217;) and from the left&#45;hand menu, Asistencia sanitaria: comprobación del derecho (&#8216;healthcare: checking your right to assistance&#8217;).&lt;/p&gt;

&lt;p&gt;Next, click on acceso al servicio (&#8216;access service&#8217;) just below the title.&lt;/p&gt;

&lt;p&gt;At the bottom, click on the icon Consultar derecho asistencia sanitaria (&#8216;check your right to medical assistance&#8217;).&lt;/p&gt;

&lt;p&gt;If you have already made a consultation, you can chose the option Ver resultado consulta (&#8216;see result of enquiry&#8217;) and enter the reference number you would have been given when submitting your details.&lt;/p&gt;

&lt;p&gt;Fill in the form with your name, date of birth, NIE number – or DNI if you hold a Spanish passport – and email address. The NIE number should not include any spaces or hyphens, only the letters and numbers.&lt;/p&gt;

&lt;p&gt;Your Social Security number will be required – this can be found on the back of your health service card and is 13 digits long – and should be typed without any forward slashes nor the letter at the end.&lt;/p&gt;

&lt;p&gt;The next section requires all the same information, except the Social Security number, for the &#8216;beneficiary&#8217; – if you are checking for yourself, you will need to complete these details again, although if you are working or retired but have a partner who is not, or a dependent child or other family member and wish to find out whether they are still entitled to healthcare, you should place their details in the second section of the form.&lt;/p&gt;

&lt;p&gt;Finally, click on the icon Consultar (&#8216;consult&#8217;) and you will be given a número de referencia (&#8216;reference number&#8217;) on the next page, normally starting with several zeros.&lt;/p&gt;

&lt;p&gt;You can check the present position of your consultation on the website using this number, as explained above.&lt;/p&gt;

&lt;p&gt;Otherwise, if you have included your email address, you will receive a reply within a matter of minutes.&lt;br /&gt;
SEDE&lt;br /&gt;
sede.seg&#45;social.gob.es
&lt;/p&gt;</description>
      <dc:date>2012-08-06T13:50:27+01:00</dc:date>
    </item>

    <item>
      <title>**** Spanish Residency Changes Spanish Order 1490 of 9 July 2012 ******</title>
      <link>http://www.spainexpat.com/spain/forum/viewthread/12196/</link>
      <guid>http://www.spainexpat.com/spain/forum/viewthread/12196/#When:22:35:52Z</guid>
      <description>&lt;p&gt;Residency requirements &#45; for information only , This Order has come into force . Royal Decree 240/2007, of 16 February 2007.&lt;/p&gt;

&lt;p&gt;&lt;br /&gt;
he the UKinspain like http://ukinspain.fco.gov.uk/en/help&#45;for&#45;british&#45;nationals/living&#45;in&#45;spain/residence&#45;req/residency&#45;requirements&#45;translation&lt;/p&gt;

&lt;p&gt;The 500 page document Ley 2/2012 Presupuestos Generales del Estado 2012 can be found on the link  for anyone else to wade through to see http://www.boe.es/boe/dias/2012/06/30/pdfs/BOE&#45;A&#45;2012&#45;8745.pdf&lt;/p&gt;

&lt;p&gt;In nut shell , you need start payying taxes in spain , no free loading anymore ...&amp;nbsp; &lt;/p&gt;

&lt;p&gt;if you spend less the 90 day in spain in one 365 days (one tax year )
&lt;/p&gt;</description>
      <dc:date>2012-07-30T22:35:52+01:00</dc:date>
    </item>

    <item>
      <title>Moving money&#63;</title>
      <link>http://www.spainexpat.com/spain/forum/viewthread/12006/</link>
      <guid>http://www.spainexpat.com/spain/forum/viewthread/12006/#When:15:24:57Z</guid>
      <description>&lt;p&gt;From what Ive read the banks cover up to 100,000E in an account , can any one confirm this and given the current situation  should we be moving  money back to the UK. ( Though i&#8217;m not sure its much better there in the long term)
&lt;/p&gt;</description>
      <dc:date>2012-06-10T15:24:57+01:00</dc:date>
    </item>

    <item>
      <title>Spain &#45; The future</title>
      <link>http://www.spainexpat.com/spain/forum/viewthread/10435/</link>
      <guid>http://www.spainexpat.com/spain/forum/viewthread/10435/#When:20:28:46Z</guid>
      <description>&lt;p&gt;Just a few thoughts and questions about the future for Spain.&amp;nbsp;   Spain has HUGE problems as a country with the size of its debt.&amp;nbsp; Fireman are having to pay for the ITV on their fire engines, policemen have to walk to crime scenes because there is no car, etc etc all have a lighter side if it was not so serious.&lt;/p&gt;

&lt;p&gt;Spain&#8217;s problems are being aired in the international press. http://www.telegraph.co.uk/news/worldnews/europe/spain/8712904/The&#45;hilltop&#45;Spanish&#45;town&#45;overshadowed&#45;by&#45;a&#45;debt&#45;mountain.html  (Hold On, read the rest of the posting before going off to read this report)&lt;/p&gt;

&lt;p&gt;But things are not all bad.&amp;nbsp; Remarkably Valencia Property (Find them on Facebook) are reporting barely being able to keep up with demand for property purchases.&amp;nbsp; Likewise at ExpatFinancialAdviceSpain (Also on Facebook) we are similarly busy helping with repositioning of money away from possible problematic institutions.&lt;/p&gt;

&lt;p&gt;And I believe that we will have something to look forward to, a bright light at the end of the tunnel.&amp;nbsp; A change to the structure of the EURO could be very beneficial for Spain.&amp;nbsp; For arguments sake let&#8217;s say that Germany is in a different part of the new Euro system than the Spanish part (There are many reasons why Germany will leave, including not triggering defaults by expelling other countries).&amp;nbsp; With the Spanish part of the Euro weaker there will be a tremendous boost for the Northern Euro holders.&amp;nbsp; At present, Germans buying in Spain buy on a one to one basis because they are in the same currency.&amp;nbsp; BUT, when the MED is at a lower value Germans will be able to buy at half the price.&amp;nbsp; Spanish companies will be more competitive in the export market and the country will be able to reduce its debt with a bit of inflation.&lt;/p&gt;

&lt;p&gt;I would like to propose the name of the new Spanish Euro as the MED.&amp;nbsp; Analysts suggest that the MED could be at a rate of &lt;br /&gt;
1 GBP = 1.90 MEDS.&amp;nbsp; Germans, Brits etc could get double their money by buying in Spain.&amp;nbsp; And wouldn&#8217;t this be a boost for those British people here with UK incomes.&amp;nbsp; Their income would also be nearly twice as much,&amp;nbsp; which will feed into the Spanish economy.&lt;/p&gt;

&lt;p&gt;Until we see the politicians take control/responsibility we need to make sure that our investments are safe and secure.&lt;/p&gt;

&lt;p&gt;Any suggestions for alternative names for the Spanish part of the Euro if not the Med?&lt;/p&gt;

&lt;p&gt;&lt;a href=&quot;http://www.telegraph.co.uk/news/worldnews/europe/spain/8712904/The&#45;hilltop&#45;Spanish&#45;town&#45;overshadowed&#45;by&#45;a&#45;debt&#45;mountain.html&quot;&gt;http://www.telegraph.co.uk/news/worldnews/europe/spain/8712904/The&#45;hilltop&#45;Spanish&#45;town&#45;overshadowed&#45;by&#45;a&#45;debt&#45;mountain.html&lt;/a&gt;&lt;br /&gt;
EDITED BY JURDY
&lt;/p&gt;</description>
      <dc:date>2011-08-23T20:28:46+01:00</dc:date>
    </item>

    <item>
      <title>Will Residential Property Values Continue to Fall &#63;&#63;</title>
      <link>http://www.spainexpat.com/spain/forum/viewthread/11765/</link>
      <guid>http://www.spainexpat.com/spain/forum/viewthread/11765/#When:14:26:33Z</guid>
      <description>&lt;p&gt;&#8220;Officially&#8221;, Spanish residential values have declined 22% from peak in 2007.&lt;/p&gt;

&lt;p&gt;In the same timeframe, US prices have dropped 50% &amp;amp; Ireland 55%.&lt;/p&gt;

&lt;p&gt;How much further (if any) are Spanish values likely to drop ???&lt;/p&gt;

&lt;p&gt;Cheers,&lt;/p&gt;

&lt;p&gt;Andrea
&lt;/p&gt;</description>
      <dc:date>2012-04-13T14:26:33+01:00</dc:date>
    </item>

    <item>
      <title>Spanish Finance News by Jurdy</title>
      <link>http://www.spainexpat.com/spain/forum/viewthread/3705/</link>
      <guid>http://www.spainexpat.com/spain/forum/viewthread/3705/#When:01:05:43Z</guid>
      <description>&lt;p&gt;&lt;b&gt;Grupo Prisa&lt;/b&gt; has said that it has received five offers for its &lt;b&gt;Digital Plus(known as Canal+)&lt;/b&gt; pay satellite service. The bids have come in from Telefónica, Vivendi, Telecinco, Ono and BSkyB.&lt;/p&gt;

&lt;p&gt;&lt;b&gt;Canal+&lt;/b&gt; is a Spanish pay television channel, launched in September 1990 on terrestrial television frequencies. The channel is operated by Sogecable. The main staples of Canal+ are Spanish football, bullfighting and recent movies.&lt;/p&gt;

&lt;p&gt;In 1997 new channels using the Canal+ brand were launched in Spain. Just as on the other markets were Canal+ was present, the channels were named after colours: Canal+ Rojo (Canal+ Red) and Canal+ Azul (Canal+ Blue). A special channel broadcasting content in 16:9 aspect ratio was launched later on, but it was replaced by a time&#45;shift channel in 2001. In 2003, the colour branding was abandoned and several movie and sports channels were launched.&lt;/p&gt;

&lt;p&gt;In 2005, the Spanish government agreed on a change in the license terms for the channel. The permission to change the channel from a mostly encrypted channel into a 24 hour free&#45;to&#45;air channel was officially given by the council of ministers on July 29, 2005. From November 2005, its analogue terrestrial frequencies were given to Sogecable&#8217;s new channel named Cuatro (&#8220;Four&#8221;). Canal+ is available on the digital satellite television platform Digital+.&lt;/p&gt;

&lt;p&gt;&lt;b&gt;Grupo Ferrovial, S.A. (English: Ferrovial Group)&lt;/b&gt;is to sale Gatwick airport in London 2.5 billion €.&lt;/p&gt;

&lt;p&gt;Spanish services and construction giant, owner of BAA has put Gatwick airport in London up for sale, obliged to do so by the British competition agency. The airport is valued at some 2 billion pounds, 2.5 billion €. It has a single runway, but despite that is handling 35 million passengers a year – last year’s number.&lt;br /&gt;
In June 2006, a Ferrovial&#45;led consortium purchased the British company BAA Limited, for £10 billion.[5] BAA owns and operates seven British airports, including London Heathrow Airport, and operates or carries out retail management in several others.&lt;/p&gt;

&lt;p&gt;&lt;b&gt;New Mayor of Alicante&lt;/b&gt;&lt;/p&gt;

&lt;p&gt;Sonia Castedo takes up her position as the first Lady Mayor of Alicante today with the idea of forming a cross&#45;party pact with the administrations in an attempt to move large projects in the city forward.&lt;/p&gt;

&lt;p&gt;The 37 year old Partido Popular mayor said yesterday that she would be keeping the team of councillors which had been chosen by her predecessor, Luis Díaz Alperi . he was mayor sine mid 90 with 13 years under his belt &lt;/p&gt;

&lt;p&gt;more at jurdy @ fmplus dot es
&lt;/p&gt;</description>
      <dc:date>2008-09-18T01:05:43+01:00</dc:date>
    </item>

    <item>
      <title>Spanish Giant</title>
      <link>http://www.spainexpat.com/spain/forum/viewthread/11649/</link>
      <guid>http://www.spainexpat.com/spain/forum/viewthread/11649/#When:15:03:41Z</guid>
      <description>&lt;p&gt;This Spanish construction giant &#45; FCC &#45; has 90.000 employees worldwide.&amp;nbsp; &lt;br /&gt;
So all is not doom and gloom, evidently.&lt;/p&gt;

&lt;p&gt;&lt;br /&gt;
Other projects in the UK&lt;/p&gt;

&lt;p&gt;&#8220;FCC Construction has other projects under way in the UK. Olympic Broadcasting Services (the host broadcasting organisation for the London 2012 Olympic Games) awarded the company the contract to design, build and maintain (including interior design and finishings) the International Broadcasting Centre (IBC) during the Games.&lt;/p&gt;

&lt;p&gt;FCC Construction is also building the New Acute Hospital, in Enniskillen, Northern Ireland. The more than 60,000 m2hospital will have 315 rooms and 5 operating theatres&#8221;
&lt;/p&gt;</description>
      <dc:date>2012-03-23T15:03:41+01:00</dc:date>
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