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Cost of living in Barcelona
Posted: 15 July 2009 08:18 PM  
Tourist
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Joined  2009-07-14

I have another question.

Is the 25% tax ruling only for the first year?  If I apply that, Can I get the heal benefits?

Thanks

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Posted: 15 July 2009 08:22 PM  
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Total Posts:  550
Joined  2008-09-12

25% Tax Ruling lasts for 10years… However you wave the right to your spanish pension “APPARENTLY”
However your Health Contri will remain and you will get state Health Care…

In Holland I took the 30% rulling and got screwed! I can not claim anything !

... So check and double check what you lose if you claim the Tax Ruling…

The Tax ruling does run for 10 years and you can move it to job to job…


Mac

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Posted: 15 July 2009 08:31 PM  
Tourist
Total Posts:  7
Joined  2009-07-14

Mac,

If I only took the 25% ruling just once or only a few years, that would mean I lose the right to claim Spanish pension permanently?

How about moving to other EU countries after a few years?  This 25% tax ruling I take would the pension I would get in other EU countries?

Thanks!

Huidu

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Posted: 15 July 2009 08:38 PM  
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Total Posts:  550
Joined  2008-09-12

The Tax ruling is only applied in the country you in and no it does not affect you when you move..

Like I said… “Apparently” the 25% ruling in Spain does affect your Spanish Pension meaning you do not get one… Do not quote me on it… its what said in every other website but not gospel truth no doubt…

Tax Rulings are different to every country in the world all depends on there rules and regs…

I claimed my tax ruling in Holland and now I am claiming my tax ruling in Spain..

However once you claim the ruling once thats when the clock starts ticking to your expiry of the ruling it does not stop because you stopped working!

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Posted: 15 July 2009 08:39 PM  
Expatriator
Total Posts:  550
Joined  2008-09-12

You dont work for HCL by any chance?

As For some reason I have the feeling you do…

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Posted: 15 July 2009 10:07 PM  
Just Landed
Total Posts:  24
Joined  2008-11-11

Who’s HCL?!

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Apartments for rent, Barcelona |Website Positioning Barcelona

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Posted: 15 July 2009 11:31 PM  
Expatriator
Total Posts:  550
Joined  2008-09-12

HCL is an Indian IT Outsourcing company… That went to the wall in The US had some big contracts etc….
Since The President of the US is trying to bring the jobs back to the US there making amendments to the Laws. to make all jobs outsourced to India etc to come back home to have more tax incentives etc

ANYWAY… Alot of HCL US employees (Mostly Indian Citizens) have been offered jobs in Spain or Europe… (Never Works though as there benched most of the time or sent home..) as there is no work in EU..

hope it clears that up.. sorry for the long wind explanation..

MAc

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Posted: 15 July 2009 11:48 PM  
Just Landed
Total Posts:  24
Joined  2008-11-11

not at all MAc, thanks for the explanation - I just tought I was being a bit thick, and not picking up on something obvious!!

Good insight, cheers.

Dave.

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Posted: 15 July 2009 11:51 PM  
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Total Posts:  550
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the questions just fit the profile as the people moving from HCL get fed BS… ....
Hence my question to him/her…

grin

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Posted: 16 July 2009 08:58 PM  
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Total Posts:  95
Joined  2009-05-27

Another thing I thought of since my last post is that it seems the cost of living in Barcelona is about on par with many major American cities like Chicago, Boston, or Maimi.  It actually seems less expensive than New York or San Fransisco based on everything I’ve read.

And, Santi, I agree.  I am all about research and planning. I think if you’re young it’s easy to get up and go, the worst that can happen is that you’re back where you started—with nothing. But if you’ve got a family and are used to a certain income it can be a tougher decision.  For me, I’m pretty young, but I own a house and have a good job.  But I don’t have kids and, personally, I’m willing to take a chance. I don’t think it’s much different than moving to a different part of the U.S., there’s just more red tape to deal with.

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Posted: 16 July 2009 09:01 PM  
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Total Posts:  550
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sally2 - 16 July 2009 08:58 PM

I don’t think it’s much different than moving to a different part of the U.S., there’s just more red tape to deal with.

Lots of Red Tape…. Lots and Lots Of red tape….

Anyway Yeap I think all in all its what you make it weather win or lose you tried…

I would say lots of people move from Barcelona and travel into barca like I did when working there… Its a case of finding your feet until you settle…

Its always expensive the setup of home job etc….

Mac

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Posted: 17 July 2009 10:31 AM  
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Total Posts:  738
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sally2 - 16 July 2009 08:58 PM

And, Santi, I agree. I am all about research and planning.

It can be important and easy to miss something you had not realised.

From what i`ve read Brits tend to make the most mistakes, they don`t learn the lingo, still !!!!!!! and they assume that Spain is similar to the UK.

Its only due to the Spanish that there tolerated or rather taken advantage of.

I think if you’re young it’s easy to get up and go, the worst that can happen is that you’re back where you started—with nothing.

The biggest mistake in life one can make is too be born, grow up, live and die in the same place.

Life is about experience, whilst Spain for me was not a great experience, my Spanish OH keeps tellin me she told me so before we moved, my biggest regret would have been not to go.

But if you’ve got a family and are used to a certain income it can be a tougher decision.

For us we learn`t that children can gain great experience, ours spoke the lingo before we left and had been travelling to there grandparents since they were 4 months, so for them to learn Spain in Spain was great.

But it does affect there schooling, my daughter now has learn`t that next year she is in special needs class as her phonetics are really bad, spelling is horrendous, she speaks and writes perfect Spanish, speaks and reads perfect English, but when she writes English she is using Spanish sounds to spell, so the words are bad.

So now she has too cope with the issue of schooling, my main concern being if her education suffers until the end, that would really put a mark on the experience knowing her adult life could be affected, she wants to be a vet so bad.

If we were both English i wouldn`t have moved to Spain, for sure, its way too hard and I`ve met many many many Brits returning to the UK, the longest Expat I`ve met in Spain workin was 8 yrs, there are a few writers, painters and B&B;owners who have been longer, but mostly people return.

I don’t think it’s much different than moving to a different part of the U.S., there’s just more red tape to deal with.


My OH compares Spain too Mexico.

Certainly the South of Spain is very closly related.

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Posted: 24 July 2009 10:55 PM  
Just Landed
Total Posts:  11
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jurdyr - 14 April 2009 02:02 PM

biggest problem for most is there no net ..... now adays you need the inter net
jurdy

you mean there is no wireless provider like in most big cities ... you plug in a little thing into laptop and catch the signal any place for some 30e/month. nothing like that?

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Posted: 25 July 2009 12:11 PM  
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WI FI via a dongle is widespread in most towns and cities accross Spain and is free.

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Posted: 25 July 2009 10:19 PM  
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Total Posts:  95
Joined  2009-05-27

jurdy was talking about OUTSIDE the city, not in Barcelona itself. He was responding to someone else’s recommendation that the original poster live outside the city because it’s much cheaper.

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